Zásady Ochrany Osobních Údajů

Poslední aktualizace: 21. března 2026

This Privacy Policy describes how Důchod Plán collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly in accordance with applicable Czech and EU data protection regulations.

Sběr Informací

We collect information you provide directly when using our services. This includes personal details when you register an account, such as your name, email address, phone number, and birth date. When you request an informativní osobní list důchodového pojištění (IOLDP) or other pension-related documents, we collect relevant identification and insurance information.

We also collect information automatically through your use of our website. This includes usage data, browsing patterns, device information, and IP addresses. We use cookies and similar technologies to enhance your experience and understand how you interact with our services.

If you contact us for support regarding důchodový věk calculations, IOLDP requests, or questions about náhradní doby pojištění and předčasný důchod, we collect the information you provide in your communications.

Použití Informací

We use your personal information to provide and improve our pension planning services. Your data helps us calculate your personal důchodový věk retirement age, process your IOLDP requests, and provide information about credited periods and early pension reduction implications.

We use your information to personalize your experience, send you relevant updates about pension policy changes, and communicate important notices about your account. Your data helps us maintain security, prevent fraud, and comply with legal obligations under Czech pension law.

We may analyze aggregated and anonymized data to improve our services and develop new features related to starobní důchod (old-age pension) calculations and retirement readiness assessment. This analysis does not identify you personally.

Sdílení Údajů

We do not sell your personal information to third parties. We may share information with service providers who help us operate our website and deliver our services, including hosting providers and payment processors. These providers are contractually obligated to protect your data.

We may disclose your information when required by law, court order, or regulatory authority. If you request official pension documents like IOLDP, we may share necessary information with the Czech Social Security Administration or other relevant pension authorities.

In case of business reorganization or merger, your information may be transferred as part of that transaction. We will provide notice before such transfers occur.

Vaše Práva

You have the right to access, correct, and delete your personal information. You can request a copy of all data we hold about you and can ask us to update any inaccurate information. If you wish to delete your account and associated data, we will accommodate your request within legal timeframes.

You have the right to restrict how we use your data and to object to certain processing activities. You can withdraw your consent to marketing communications at any time. You have the right to data portability, meaning we can provide your information in a structured format for transfer to another service.

If you believe we have mishandled your data, you have the right to file a complaint with the Czech Office for Personal Data Protection.

Soubory Cookie

We use cookies to improve your browsing experience and analyze how you use our website. Essential cookies are necessary for basic functionality and security. Analytical cookies help us understand visitor behavior and service performance related to pension planning tools.

Preference cookies remember your settings and choices. Marketing cookies may track your activity to provide relevant content about důchodový věk calculations and pension readiness resources. You can control cookie settings through your browser preferences.

Most browsers allow you to refuse cookies or alert you when cookies are being set. Please note that disabling cookies may affect the functionality of certain features on our website.

Bezpečnost Údajů

We implement industry-standard security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our website uses encryption technology to secure data transmission, and we maintain secure servers with restricted access.

While we strive to protect your information, no security system is completely impenetrable. We cannot guarantee absolute security of your data. We encourage you to use strong passwords and protect your account credentials.

We retain your personal information only as long as necessary to provide our services and fulfill legal obligations. When information is no longer needed, we securely delete or anonymize it.

Změny Zásad Ochrany Osobních Údajů

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by posting the updated policy on our website and updating the “last updated” date.

Your continued use of our services after changes become effective constitutes your acceptance of the updated Privacy Policy. We encourage you to review this policy regularly to stay informed about how we protect your information.